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The Shutdown's Housing Market Woes

It's a great time to buy a home, and you're ready. You've saved up a suitable down payment, found a home, and settled on a lender. As an added bonus, interest rates are at their lowest point in the last nine months – despite the Federal Reserve's interest rate hikes.

There's only one problem. The government shutdown has created obstacles to your mortgage – maybe in ways you hadn't considered.

Loan Roadblocks

The shutdown effect is obvious if you're a government worker suddenly trying to buy a home with IOU's – but, otherwise, why would your mortgage application be affected? It may depend on the type of loan you're seeking.

USDA loans, popular in rural areas, are backed by the U.S. Department of Agriculture. With the USDA shut down (at least as of this writing), no new applications are being accepted and scheduled loan closings have been put on hold. Homebuyers caught in the middle are be...

How We Paid For Our Homes (Infographic)

Mortgage Approval Easier Without Credit Card Debt

Mortgage Applications Decrease

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While the U.S. government remains in partial shutdown over funding of a border wall, a Purple Heart triple-amputee veteran, Brian Kolfage, started a crowd-sourced campaign to build the wall, later supported by Rep. Warren Davidson, R-Ohio, Steven Palazzo, R-Miss., and Rep. Gelnn Grotham, R-Wis.

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COMMENT: Too little too late, but I think D.J. Lemahieu would have been a decent fit at second base for the Cardinals. Four Gold Gloves and more offense than Wong. Could have traded Wong to shore up the bullpen even more.

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QUESTION: Can the XFL become a valued part of the STL sports scene, getting major coverage like the Blues, Cards and Mizzou? Or will it be treated like the Gateway Grizzlies or River City Rascals?